Student Finance

There are plenty of student finance options available to fund your degree. Student loans can include a tuition fee loan and a maintenance loan to help with your University living costs.

In summary:

  • Tuition fee loans cover the full cost of your course, and are paid directly to the course provider, and you won’t have to pay it back until after your course, when you’re earning above a certain level.
  • Maintenance loans can be applied for at the same time, lending you money at the start of each term (or monthly in Scotland). How much you get depends on your household income, where you study, where you live and how long for.
  • Students can also apply for grants if they’re eligible for certain benefits, disabled, or need help with childcare costs. You can also find out more on the student finance pages on GOV.UK.

Applications for student finance usually open in February and close at the end of May in order to guarantee you receive your money in time for the start of your course. It can take up to 6 weeks for us to process your application, so be sure to apply as soon as you can. 

The What Uni Guide to Student Finance explains the basics of student loans and bank accounts, and also gives some practical hints and tips about money management, with advice from experts and university students. 

Martin Lewis Video: Student Loans Decoded

We would highly recommend you watch this film which is a no-nonsense, authoritative guide to student finance and the real impact of higher education on both students’ and parents’ pockets.


If you don’t have the time to watch this, the University of Hertfordshire have produced a short bitesize video summarising the main points you need to know about student finance:

Other Useful Resources

student finance, scholarships & Money

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